This is just called good government relations. You don’t want acting heads of state to be mad at you. Google does this for everything. Borders and names on their maps change depending on who’s asking. Maybe it shouldn’t be like that, and maybe it’s disappointing that the US apparently requires coddling like this, but it is what it is.

I find the article’s premise that optimizing individual returns will wreck the banking system very dubious. In all other parts of the financial system (risk-adjusted) greed is good, but when retail customers do it then it’s bad?