cross-posted from: https://scribe.disroot.org/post/12165459
For most Dutch shoppers, iDEAL has simply been how you pay online. Since 26 October, customers of 11 Dutch banks have been able to pay merchants online with Wero, the wallet run by the European Payments Initiative (EPI). The banks are ABN AMRO, ASN Bank, bunq, BUUT, Finom, ING, Knab, Nationale-Nederlanden, Rabobank, Triodos Bank and Van Lanschot Kempen. Merchants can now start switching through their payment service providers, and EPI aims to complete the migration by the end of 2027.
EPI’s chief executive, Martina Weimert, described seeing Wero inside Dutch shareholders’ banking apps as “definitely the milestone” the company had been working towards.
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Wero sits inside a broader European debate about reducing reliance on non-European card schemes and wallets. EPI is backed by 18 banks and payment providers. The planned European Network for Payments aims to connect schemes serving around 130 million users in 13 countries. Meanwhile, the ECB is preparing the digital euro. It has pointed to a pilot in 2027 and potential first issuance in 2029, subject to legislation.
The two are often presented as complementary, a private bank-led wallet and public money underneath. In practice, banks, merchants and regulators will need to decide how much overlap the market can sustain. They will also need to settle who bears the cost of acceptance and integration.
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yes, its working from within some banking apps, but it’s still apps on a mobile device, not websites on a pc (?)
Well that’s up to the bank, wero doesn’t require any of that. Though yeah in practice most of these will be mobile apps unfortunately.
is there really a bank that allows using wero from a browser?
Yeah basically any bank that still allows you to verify with a physical device. In the Netherlands there is ABN, Rabobank (anyone who I used them before like 2015 or so probably remembers their random reader, those sill exist), SNS, and Regiobank.